Experience stress-free home financing today.

Refinance Your Mortgage & Save

Lower Your Rate, Shorten Your Term, or Unlock Cash — let’s help you keep more of your money where it belongs: in your pocket.

Get a free refinance evaluation in minutes — no obligation.

Experience stress-free home financing today.

Experience stress-free home financing today.

Experience stress-free home financing today.

Refinance Your Mortgage & Save

Lower Your Rate, Shorten Your Term, or Unlock Cash — let’s help you keep more of your money where it belongs: in your pocket.

Get a free refinance evaluation in minutes — no obligation.

ERIC PALMER

Phone: 509-605-6706

NMLS#: 905375

Email: [email protected]

Helping clients achieve their dream of homeownership isn’t just my job—it’s my passion. Since 2012, I’ve been a top mortgage lender, backed by bachelor’s degrees in finance and economics and a deep understanding of the industry.

As a proud Columbia Basin native, I take great pride in serving the wonderful people of our community. Whether you’re a first-time homebuyer, upgrading to your forever home, or navigating a unique financial situation, I’m here to help. Our wide range of loan products ensures a tailored solution for every need, and our cutting-edge tools and experienced team enable us to close loans quickly and efficiently.

When I’m not helping clients secure their future, you’ll find me cheering on the Seahawks or enjoying quality time with my wife and two boys. I’m committed to making your home loan journey smooth, transparent, and stress-free.

Let’s work together to make your dream home a reality—I look forward to serving you!

Beam Lending offers personalized loans, great rates, and expert guidance to make homeownership a reality.

Experience stress-free home financing today.

Why Refinance With Beam Lending?

Refinance to a better interest rate and save big every month.

Shorten your term and build equity faster.

Pull out cash for home upgrades, debt consolidation, or life events.

If your home’s value increased, you could refinance without PMI.

Experience stress-free home financing today.

Loan Programs

Your path to homeownership made Simple. Trust our seasoned

professionals to find tailored.

Conventional Loans

Flexible terms and competitive rates tailored for creditworthy buyers


  • Low down payment options

  • Competitive rates

  • No PMI with 20% down

  • Flexible loan terms

  • Ideal for good credit buyers

Construction Loans

Fund your dream home with a tailored loan for new builds and renovations.


  • Finance new builds

  • Interest-only payments

  • Loan based on completed project

  • Flexible draw schedule

  • Custom property financing

FHA Loans

Accessible financing options for first-time homebuyers and less-than-perfect credit.


  • Low down payment

  • Easier credit requirements

  • Competitive rates for all buyers

  • first-time and repeat buyers

  • Higher loan limits

A Simple 3-Step Refinance Process

Step 1
Quick Assessment

Tell us a few things about your current mortgage.

Step 2
Explore Your Options

We’ll show you the best refinance programs available.

Step 3

Choose & Save

You pick the best-fit solution — we handle the paperwork.

Ready to See How Much You Could Save?

There's no cost, no obligation — just smart options and helpful people.

Still Have Questions?

Click below to submit your information and we'll get right back to you

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Save Thousands On Your New Home With An Affordable Mortgage Program

A 60-second quiz to see if you qualify for a mortgage

The Pre-Qualification Quiz

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Copyright 2025 - Beam Lending Group