Experience stress-free home financing today.

Experience stress-free home

financing today.

With our expert mortgage solutions, we make the path to your dream home smoother

and more accessible.

Experience stress-free home financing today.

Experience stress-free home

financing today.

With our expert mortgage solutions, we make the path to your dream home smoother

and more accessible.

ERIC PALMER

Direct Phone: 435-512-8625

NMLS#: 905375

Email: [email protected]

Helping clients achieve their dream of homeownership isn’t just my job—it’s my passion. Since 2012, I’ve been a top mortgage lender, backed by bachelor’s degrees in finance and economics and a deep understanding of the industry.

As a proud Columbia Basin native, I take great pride in serving the wonderful people of our community. Whether you’re a first-time homebuyer, upgrading to your forever home, or navigating a unique financial situation, I’m here to help. Our wide range of loan products ensures a tailored solution for every need, and our cutting-edge tools and experienced team enable us to close loans quickly and efficiently.

When I’m not helping clients secure their future, you’ll find me cheering on the Seahawks or enjoying quality time with my wife and two boys. I’m committed to making your home loan journey smooth, transparent, and stress-free.

Let’s work together to make your dream home a reality—I look forward to serving you!

Beam Lending offers personalized loans, great rates, and expert guidance to make homeownership a reality.

Equity is our priority

Maximize your home’s potential with solutions designed to build and preserve equity.

Dedicated support

Committed to guiding you every step of the way with personalized, expert assistance.

Offering competitive rates

Access the best rates available, ensuring you save more over the life of your loan.

Experience stress-free home financing today.

Loan Programs

Your path to homeownership made Simple. Trust our seasoned

professionals to find tailored.

Conventional Loans

Flexible terms and competitive rates tailored for creditworthy buyers


  • Low down payment options

  • Competitive rates

  • No PMI with 20% down

  • Flexible loan terms

  • Ideal for good credit buyers

Construction Loans

Fund your dream home with a tailored loan for new builds and renovations.


  • Finance new builds

  • Interest-only payments

  • Loan based on completed project

  • Flexible draw schedule

  • Custom property financing

FHA Loans

Accessible financing options for first-time homebuyers and less-than-perfect credit.


  • Low down payment

  • Easier credit requirements

  • Competitive rates for all buyers

  • first-time and repeat buyers

  • Higher loan limits

Free Quote

Select
Select
$
$
Select

Experience stress-free home financing today.

Loan Programs

Your path to homeownership made Simple. Trust our seasoned

professionals to find tailored.

Conventional Loans

Flexible terms and competitive rates tailored for creditworthy buyers


  • Low down payment options

  • Competitive rates

  • No PMI with 20% down

  • Flexible loan terms

  • Ideal for good credit buyers

Construction Loans

Fund your dream home with a tailored loan for new builds and renovations.


  • Finance new builds

  • Interest-only payments

  • Loan based on completed project

  • Flexible draw schedule

  • Custom property financing

FHA Loans

Accessible financing options for first-time homebuyers and less-than-perfect credit.


  • Low down payment

  • Easier credit requirements

  • Competitive rates for all buyers

  • first-time and repeat buyers

  • Higher loan limits

Assess Your Financial Situation

Mortgage eligibility is determined by various factors, including credit score, income, employment history, debt-to-income ratio.

Easy to Follow Process

Your path to homeownership made Simple. Trust our seasoned professionals to find tailored.

STEP 1

Assess Your Financial

Situation

Understand where you stand to make the right mortgage decisions.

Easy to Follow Process

Your path to homeownership made Simple. Trust our seasoned professionals to find tailored.

STEP 1

Assess Your Financial

Situation

Understand where you stand to make the right mortgage decisions.

STEP 2

Choose a Mortgage Type

Choose confidently with options designed for your goals.

STEP 2

Choose a Mortgage Type

Choose confidently with options designed for your goals.

STEP 3

Make an Offer, Loan Approval

Get approved and take the next step toward your future home.

STEP 3

Make an Offer, Loan Approval

Get approved and take the next step toward your future home.

Hear Their Stories

"Easy Process, Great Results!"

"Thanks to this team, I got approved for the mortgage I needed quickly and easily. Their support throughout the process was invaluable.."

- Maria

"Highly Recommended for First-Time Homebuyers"

"As a first-time homebuyer, I was nervous about the mortgage process. But the guidance and options provided made everything clear and stress-free"

- Adam

"Professional and Efficient!"

"I appreciated how quickly everything was handled. From start to finish, the team was professional, helpful, and ensured I received the best offer."

- Sheila

Ready to Take The

Next Step?

With our expert mortgage solutions, we make the path to your dream home smoother and more accessible than ever before.

Ready to Take The Next Step?

With our expert mortgage solutions, we make the path to your dream home smoother and more accessible than ever before.

Copyrights 2025 | Beam Lending Group™ | Terms & Conditions

Save Thousands On Your New Home With An Affordable Mortgage Program

A 60-second quiz to see if you qualify for a mortgage

The Pre-Qualification Quiz

Unable to find survey

Copyright 2025 - Beam Lending Group